Pensions

Everyone who goes out to work , works for the nation we all pay our taxes. I have been a manual worker for fifty years skrimped and saved all my live, we live on just our O A P everything is paid for we are still enjoying our caravaning all the year around, enjoy what you have, not what you are given. 

Have "public sector" workers stopped paying taxes, NI, pension contributions for some reason?

Oh no, they pay those like everyone else don't they? 

Ian, it's my opinion. I'm not speaking for everyone, I'm not saying the Public sector workers are special. I care not for the 'equal distribution of wealth' or the 'I'm more important than you' camps. I believe the public sector workers take some of my taxes, therefore I have invested in their pension & i'm happy with that. The fact others who have not invested in their own retirement is not my problem, my taxes will be going to them too, I'm happy with that also

Have "public sector" workers stopped paying taxes, NI, pension contributions for some reason?

Oh no, they pay those like everyone else don't they? 

Yes, they pay those things just like everyone else.......but they get a tax-payer funded pension (that is far better thsn anyone in the private sector gets).......was my point. Care to answer the question above, M?

Yes! 

Ian you may have been correct a while ago but the government as actually change the public sector pensions from final salary to an average. Your wife was lucky, my son as been a civil servant for 25 years, he signed a contract to have a final salary pension but he will get an average pay pension. You may like to look at an MPs pension and when they can claim it. My sons contract was changed without agreement and he cannot get his pension till he retires not as it once was at 55 

Ian you may like to compare salaries of a private sector employee and a civil servant of the same standing, the private sector employee gets a larger salary, much larger.

The gov department I worked for closed its final salary pension scheme about12 years ago. The new scheme meant paying in more money and getting less out and the retirement age went up 5 years. They tried to get us old uns to transfer to the new scheme but hardly anyone did but we new it would eventually be forced on us. Thats the reason I took it and ran as soon as I could. When I received my state pension my civil service pension was taxed so, you could say, I am still contributing.

For once I've been lucky with the changes to the Teachers' pension scheme which changed in 2015, Due to my advanced years I'm a 'protected' member and will get my pension based on my final year's salary (or the best in the last ten years) and a lump sum. For others it's now a career average and no lump sum!

Write your comments here..."average of the best three years in the last ten"is what I believe is in the TPS -or final year ,if greater.Check with Mowden House or your PfnlAssn.CS.

quite correct, I'm still more than happy as my final year will be bigger anyway

Oh and thanks to all you taxpayers by the way, I will enjoy my pension thinking of you! (on a club site of course)

Don't get too excited Corners, with a decent pension you'll still be a taxpayer.