Current scams

redface replied on 28/07/2020 20:21

Posted on 28/07/2020 20:21

Received an email from a friend where he was apparently having difficulties with his E Bay account and he would appreciate me sending an E Bay voucher for £50 to his niece, giving her details, and he would reimburse me from his bank account.

So I said to him (he was sitting comfortably in a chair in my garden) - really?

Needless to say he didn't even have a niece and was surprised to learn that his contacts had been hacked.#

Upshot was that he then emailed all his contacts to advise them of the fraud.

 

Are there any other frauds circulating at present that we ought to be aware of?

SeasideBill replied on 02/01/2021 20:11

Posted on 02/01/2021 18:56 by LeTouriste

No, my post is definitely not a “wind up”.  I was annoyed with myself for falling for what I believed to be still a Tesco website.  And when you see some of the competition prizes that appear in genuine ads, the iPhone 11 “prize” is not unusual.  The possible threat to my account was fortunately minimised by my own methods of doing any transactions on line.

I keep a separate current account which I only use for on line dealings. This normally has only about £30 in credit. When I intend to make a purchase I simply move the money from my main account to this one, then make my purchase. So a debit of £47.99 would not have been successful despite VISA being so careless.

When I make my complaint to VISA and say I wish to take the matter to the Ombudsman, VISA must reply and, if I am still not satisfied, they must refer the matter to the Ombudsman and VISA will be charged £550 for this.  VISA have 8 weeks to reply to me before the Ombudsman gets involved.  I imagine this fixed “fine” is a method of encouraging companies to sort things out satisfactorily - and fast!

Posted on 02/01/2021 20:11

You’ll get your money back for sure, but still not convinced Visa is in breach. As I mentioned in my earlier post, a transaction that appears to be legitimate will be honoured by Visa until proven otherwise. A merchant (scammer in your case) who has validated a transaction can pursue it in the event that it subsequently cannot be completed because the means of payment has been cancelled or expired. 

Rocky 2 buckets replied on 02/01/2021 22:55

Posted on 02/01/2021 18:56 by LeTouriste

No, my post is definitely not a “wind up”.  I was annoyed with myself for falling for what I believed to be still a Tesco website.  And when you see some of the competition prizes that appear in genuine ads, the iPhone 11 “prize” is not unusual.  The possible threat to my account was fortunately minimised by my own methods of doing any transactions on line.

I keep a separate current account which I only use for on line dealings. This normally has only about £30 in credit. When I intend to make a purchase I simply move the money from my main account to this one, then make my purchase. So a debit of £47.99 would not have been successful despite VISA being so careless.

When I make my complaint to VISA and say I wish to take the matter to the Ombudsman, VISA must reply and, if I am still not satisfied, they must refer the matter to the Ombudsman and VISA will be charged £550 for this.  VISA have 8 weeks to reply to me before the Ombudsman gets involved.  I imagine this fixed “fine” is a method of encouraging companies to sort things out satisfactorily - and fast!

Posted on 02/01/2021 22:55

With due respect LT it won’t be as easy as that. I formally complained to my car insurer. They give you an answer, you reject it, they kick it upstairs & this continues until you can’t go any further, then with the final rejection you then approach the Ombudsman. It took me almost 5 months then at the 11th hour I got an apology & a refund from my ex insurer for the secret increase I’d not agreed to. . .That was never on my insurance in the first place. It’s frustrating to say the least. The whole thing is loaded against you, yes it works but after all the hassle it’s hard to believe it’s a win🤷🏻‍♂️

LeTouriste replied on 02/01/2021 23:41

Posted on 02/01/2021 23:41

Well, isn’t any government based organisation riddled with bureaucracy?  But you got there in the end, Rocky.  I didn’t suggest getting satisfaction from large companies is easy, so I do congratulate you on it being a win - hard fought though it may have been. cool

Rocky 2 buckets replied on 03/01/2021 08:36

Posted on 02/01/2021 23:41 by LeTouriste

Well, isn’t any government based organisation riddled with bureaucracy?  But you got there in the end, Rocky.  I didn’t suggest getting satisfaction from large companies is easy, so I do congratulate you on it being a win - hard fought though it may have been. cool

Posted on 03/01/2021 08:36

I doubt you are any less doughty, the thing is-cross all the T’s & dot all the i’s. They will cave at some point. After your win never use them again. It was obvious from the outset the attitude my insurer displayed was their MO, it no doubt succeeded with many because they still used it. Good luck to you, keep your eyes on the prize, the prize being justice👍🏻👏🏻

Rufs replied on 03/01/2021 08:58

Posted on 02/01/2021 18:05 by
Content has been removed.

Posted on 03/01/2021 08:58

well it wont have been the first scam post on here and I am sure there will be many more  laughing but i have to say, none from meinnocent, not sure you can say the same undecided

 

LeTouriste replied on 03/01/2021 12:56

Posted on 03/01/2021 08:58 by Rufs

well it wont have been the first scam post on here and I am sure there will be many more  laughing but i have to say, none from meinnocent, not sure you can say the same undecided

 

Posted on 03/01/2021 12:56

Not sure if this post is referring to actual scams on the thread, or about scams that posters are reporting that they have encountered.  

Concerning the matter of being caught by a scam, I have always thought myself as being cute enough to spot them.  But, having now been caught, I realise that as the scammers become more sophisticated, so we also need to raise our game in detecting scams immediately.  Just as banks, financial institutions and companies have to update their security levels, so we need to update our ability to spot scams.  Otherwise, over time, our activities on line will become less safe.

brue replied on 03/01/2021 13:10

Posted on 03/01/2021 13:10

Sadly once you have made contact with a "scammer" your details are vulnerable and you need to take action regarding on line security, if in doubt your bank should be your first port of call.

replied on 03/01/2021 13:19

Posted on 03/01/2021 13:19

The user and all related content has been Deleted User

LeTouriste replied on 03/01/2021 19:13

Posted on 03/01/2021 19:13

When you get a suspicious email, never respond to it by using the reply button, even if the sender’s address looks familiar.  I received a “demand” for over £4,000 which was apparently from a company in Grimsby, whose website name appeared in the fake invoice.  Typing the web address in my browser brought up a list of websites, and there was the genuine address along with the one for the email I’d received.  A careful check showed the received email to be slightly rearranged compared to the genuine address; not enough to draw immediate attention, but obvious enough when checking it against the email address on the genuine website.  This was the only difference, but to a computer it is an entirely different address. 

ABM replied on 06/01/2021 23:54

Posted on 06/01/2021 23:54

Received an E-Mail today from Cheshire Police via Neighbourhood Alert  warning about :~~

Fake Texts re-- Covid 19 test     Dangerous fake NHS texts circulating telling people they are eligible to apply for your Vaccine. For more information & where to apply, follow here :-

 uk-application-form. com

DO NOT USE THIS , IF YOU SHOULD GET SUCH A POST / TEXT / E-MAIL ONLY PASS THE INFOMATION ONTO ACTION FRAUD phone 0300123 2040  or visit www.actionfraud.police.uk

 

This has been verified via a known neighbourhood watch member as well as a local PCSO

Brian a k a  A B M

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