Car insurance (gobsmacked)

Similar happened to my daughter GC. Terrible state of affairs

I have legal protection with car insurance. I used it when an insurer settled knock for knock and had all costs and no claims reinstated.

I will add that the club's car insurance has absolutely smashed my renewal cost, and everything was easy to set up. The amount quoted by my original insurers is slightly more than double than the CMHC insurance.

Big up to them 

Good result!

That is disgusting. And the insurance companies say they are being made to pay out so much these days.

I used to work in motor claims in insurance years ago. Knock for knock is generally misunderstood by Joe Public. IF knock for knock agreement exists between the insurance companies involved no money changes hands. It has no bearing on the insurance premium unless you were the cause of the damage. (It even happens with petrol pumps 😉).

I recommend you do not take this lying down, it appears that you're not, as you will loose out wherever you insure.

It certainly isn' funny and I'd be interested in the name of your insurers so I ensure I avoid them. A duty of care is owed by both sides.

Now that is very interesting. This afternoon I was looking around for a few quotes as my insurance is due next month. My car is a Kia Venga automatic so hardly a hot hatch and some might describe it as seriously boring!! Got a couple of quotes of around £250 for fully comp with protected no claims. I thought I should try the Club.  Their quote was nearly £500!!! how can that happen? That is more than I pay for my motorhome which is worth three times the value.

David

Agree entirely with Bakers2, do not accept this, if necessary take it to the insurance Ombudsman.

There seems no sense with some of their quotes.  They wanted twice as much for our home insurance, almost as bad with our towcar insurance, yet came out best on the insurance for our Smart car.

I have found just the same with other insurance companies K 

Seems the programme 'Named and Shamed' BBC TV tell porkies when they say they are stamping down and investigating insurance fraud claims which is costing us all about an additional £50/year.

Had my renewal quote from LV and my insurance is going down by £26 this year, happy early Christmas pressie. 

You've hit the nail on the head Oneputt. It is costing US not the insurance companies, they pass it on. They would probably argue that it costs less than investigating the fraud - as those costs will be passed on to the consumers. We're doomed whichever it goes. We only know about this one because of the try on, and there's evidence that may not always be the case.