goodchild replied on 28/02/2019 20:38
Posted on 28/02/2019 20:38
Car insurance:
I received my renewal invitation £366.
New car a Jaguar xf 3.0 automatic.
Within the renewal date and the cover commence date, A woman driver of a Land rover discovery pulled out and drove into me at a junction, I was returning from the airport from a holiday.
The woman driver asked her passenger if the road was clear, I was on the inside lane on a dual carriageway, the passenger thought she meant the outside lane, the inevitable happened and she drove straight into my offside causing £2500 worth of damage, the driver admitted full liability to me and the insurance, happy days.
Their insurance is repairing my vehicle, been in for 4 weeks now!.
I went to renew my insurance and was asked the question regarding any accidents, fault or non fault. I answered as non fault, driver admitted liability, car is being repaired, hit the renew button on screen and it went up £50. There is a rat about here.
I contacted my insurance and asked why has it gone up when the accident, (nothing to do with the barrier lol), had nothing to do with nor could I avoid, make my insurance go up. I was advised that statistics have PROVEN that a person that is involved in a non fault accident will go onto have a fault accident!!!!. I asked was someone drunk in the statistic department as this isn't right. They wouldn't reduce my renewal.
After research it is common practice to hike premiums up in this instance.
What a load of cod's bollocks.
Has anyone been in this scenario?
goodchild
Caravanner