Barclays travel pack for overseas

Rufs replied on 14/07/2022 11:10

Posted on 14/07/2022 11:10

Has anybody any experiences they would like to share re this package, it looks very similar to the package NationWide have on offer and i think both are underwritten by AVIVA, i did notice that the general policy is only for 30 days but an upgrade to 90 days is possible, on paper it looks to be much more cost effect than Red Pennant.

Have done several searches to see if this topic has been covered before, but the search engine on this site is rubbishyell

Rufs replied on 15/07/2022 12:34

Posted on 15/07/2022 10:20 by iansoady

Not as good value as Nationwide Flexplus which also includes worldwide travel insurance etc for £13.50 / month.

Posted on 15/07/2022 12:34

Barclays do a Travel Pack Plus which covers much the same as RP admittedly with some lower payouts in the event of problems but sufficient to meet most needs, it is £18 per month, have not looked much at the Nationwide package as it means opening yet another bank account, easy to do but have problems managing finances as it is without more bank accounts.

Tammygirl replied on 15/07/2022 19:27

Posted on 15/07/2022 12:34 by Rufs

Barclays do a Travel Pack Plus which covers much the same as RP admittedly with some lower payouts in the event of problems but sufficient to meet most needs, it is £18 per month, have not looked much at the Nationwide package as it means opening yet another bank account, easy to do but have problems managing finances as it is without more bank accounts.

Posted on 15/07/2022 19:27

Switch one of your current accounts to Nationwide then, easy to do as long as you have 2 direct debits. It's worth the hassle to get access to all their insurance packages. Another benefit is that you can do the holiday cover online should you so wish, no need to make phone calls. Breakdown cover is for all motor vehicle you own, great savings on using RP and Mayday. 

Rufs replied on 16/07/2022 09:18

Posted on 15/07/2022 19:27 by Tammygirl

Switch one of your current accounts to Nationwide then, easy to do as long as you have 2 direct debits. It's worth the hassle to get access to all their insurance packages. Another benefit is that you can do the holiday cover online should you so wish, no need to make phone calls. Breakdown cover is for all motor vehicle you own, great savings on using RP and Mayday. 

Posted on 16/07/2022 09:18

once again tks your help, but as with all things, getting insurance is never easy and reading all the small print is a nightmare e.g. our pup died whilst in Spain last trip, we forked out £1500 in vets bills etc, when we claimed on our return we were pointed to a clause that said your pet is not covered for accidental death outside the UK yell, and look what i found on the Nationwide offer

"Are you or your partner aged 70 or over?
If yes, then remember to buy an Age Upgrade before you book a trip. Details on how to do this are on page 6. You will not be covered by the policy if you have not purchased this upgrade."

we are both over 70 undecidedfor Barclays the limit is 80

 

allanandjean replied on 16/07/2022 15:06

Posted on 16/07/2022 15:06

The age supplement had already been mentioned, it’s £65 but that’s for a couple nor per person.

All the info re Flex Plus is on website, so should be relatively easy to compare, but as you say not easiest task in the world.

 

Rufs replied on 16/07/2022 16:52

Posted on 16/07/2022 15:06 by allanandjean

The age supplement had already been mentioned, it’s £65 but that’s for a couple nor per person.

All the info re Flex Plus is on website, so should be relatively easy to compare, but as you say not easiest task in the world.

 

Posted on 16/07/2022 16:52

Thanks, i think it is a case of "swings and roundabouts", you can get cover via Barclays, which is much the same as NW for £12.50 per month, you can also have the plus package for £18 per month. The plus package only seems to offer good access to airport lounges etc  as an additional benefit, which does not interest me.

My only hang up at present is the length of the caravqan 7.3 mtrs vs 7 mtrs allowed, i cannot find this restriction on the RP offering, might have to wing it. undecided  

Rufs replied on 27/07/2022 16:31

Posted on 27/07/2022 16:31

"My only hang up at present is the length of the caravqan 7.3 mtrs vs 7 mtrs allowed, i cannot find this restriction on the RP offering, might have to wing it"

well i was 3/4 way through applying for the Barclays travel pack to cover personal and breakdown which is a mixture of Aviva and the RAC for overseas and the UK and came across a clause that says

"Limitations on breakdown cover"

"We can't cover a caravan or trailer that's more than 3.5 tonnes, 5.5m long (with a tow bar) and 2.55m wide"

 I wonder how many people are out there with this insurance and are not aware of this clause, and i wonder how this affects MH's ?

p.s. do Nationwide not have similar restrictions, from what i can see the offerings are both using Aviva and the RAC ???

Rufs replied on 27/07/2022 17:36

Posted on 27/07/2022 16:31 by Rufs

"My only hang up at present is the length of the caravqan 7.3 mtrs vs 7 mtrs allowed, i cannot find this restriction on the RP offering, might have to wing it"

well i was 3/4 way through applying for the Barclays travel pack to cover personal and breakdown which is a mixture of Aviva and the RAC for overseas and the UK and came across a clause that says

"Limitations on breakdown cover"

"We can't cover a caravan or trailer that's more than 3.5 tonnes, 5.5m long (with a tow bar) and 2.55m wide"

 I wonder how many people are out there with this insurance and are not aware of this clause, and i wonder how this affects MH's ?

p.s. do Nationwide not have similar restrictions, from what i can see the offerings are both using Aviva and the RAC ???

Posted on 27/07/2022 17:36

It would seem there is some ambiguity in the Barclays info and what they have told me is

"Cover vehicle type

caravan/trailers

Max Weight (gross) 3.5 tonnes

Max Length 7 metres (22ft) inc tow bar Max width 2.55 metres 8ft 4ins)"

this is RAC Comprehensive Breakdown Cover applies to European cover

it is £12.50 per month but there is a suplement for 90 days cover, very much like NationWide but much cheaper than Red Pennant

Rufs replied on 28/07/2022 10:13

Posted on 28/07/2022 09:51 by iansoady

Nationwide Flexplus uses the AA not RAC.

Posted on 28/07/2022 10:13

correct, dont think there is a lot of differance between them, it is the conflicting terms and conditions that exist between the travel pack you get from Barclays and the RAC comprehensive breakdown T&C's that are confusing, not read the Nationwide T&C's in any great depth.

Have now got written confirmation from Barclays that my caravan will be covered so I will stay with Barclays, although i have to say the NW current account benefits are very tempting laughing

even Red Pennant put all sorts of obstacles in your way, e.g. if you go for multi trip you can only stay out for 66 days unless you get an upgrade, single trip is for i think 122 days, not much use now, and then there is the annual, not read much about this or what the cost differance is between the three options.

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