Cassoa gold storage - insurance policy issue

replied on 22/02/2016 20:20

Posted on 22/02/2016 20:20

After some research I've arranged to store my motor home at a local Cassoa gold standard storage facility.  I was led to believe that I would receive a discount on my insurance premium if I used a gold rated company. Armed with this information I called an insurance company today to advise them that I will be storing our motor home at an approved storage facility. The agent recalculated my policy and advised me that the policy price will increase by £70 as I'm storing it at a different post code from my home address, despite it being less than 3 miles away from home and sharing the same letters and one number as my home post code! Am I missing something here?  Thanks 

QFour replied on 24/02/2016 13:36

Posted on 24/02/2016 13:36

Cannot understand why anyone would want to use SAGA anymore. I was insured with them and over the last few years their rates have gone up and up. They keep saying that they are including extras but do we ever use them.

Now have Motor Home insured with www.aib-insurance.co.uk

Got no complaints at all. Do use the CC Club for Holiday Insurance though. It does pay to shop around you would be surprised how much they have hiked up the priemums if you have been with them for any lenth of time.

replied on 24/02/2016 19:27

Posted on 24/02/2016 19:27

Thank you.  NFU quote today is £150 more than Saga quote. Need to review both policies carefully.  Have to say NFU were very professional and seem to have no hidden extras.

TonyBurton replied on 24/02/2016 21:16

Posted on 24/02/2016 21:16

I've recntly got quotes from CC, C&CC, NFU, and Caravan Gaurd. I found Liverpool Victoria were much more flexible about storage  location. I got a good deal from LV with CSMA discount and discount for holding home and car policies with them,

royandsharont replied on 26/02/2016 19:14

Posted on 26/02/2016 19:14

The OP is not exactly clear about getting a new quote or altering an existing policy. I suspect the latter given they were able to compare existing price to a new one by change of location, or am I reading it wrong?  If this is right then could the huge increase be the charge for altering the policy part way through?

Re insurers I have found Comfort Insurance, a specialist broker for motorhomes who have an AVIVA policy very good & excellent price. Regards, Roy

replied on 28/02/2016 11:28

Posted on 28/02/2016 11:28

Now had a quote from NFU.  No extra charge for storing away from the home address. After much research will be using them this year. 

replied on 28/02/2016 13:30

Posted on 28/02/2016 13:30

Many thanks Tinwheeler and tigerfish.  Great advice! 

Wildwood replied on 28/02/2016 20:40

Posted on 28/02/2016 20:40

After getting my renewal this year I have got a number of quotes and found the club very high. I did also check the Financial Services Ombudsmans site to check on co plaints. The number any receive is irrelevant as larger companies get more than smaller ones due to the higher number of policies isdued. Look at the percentage where the Ombudsman has found for the policyholder to see who gets it wrong. Both NFU and SAGA have good reputations but I was surprised to see they had a high percentage of complaints accepted by the Ombudsman.

The policies isdued by the two clubs did give additional peripheral cover usually in the loss of use cover and liability cover.

My inclination is to go with C&CC who are over £175 less than CC. I have suported the club but having looked at the others I am less than happy with the clubs premiums.

 

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