BlueVanMan replied on 15/08/2016 09:11
Posted on 15/08/2016 09:11
My M/H Insurance has just been renewed. I obtained quotes from my existing and quite longstanding insurer, the Clubs brokers and SAGA. the clubs quote was slightly more or a lot more depending on the exact cover but it is the SAGA experience that I want to query. They were very searching in the details they took e.g. exact cost of alarm instalation. The van is stored on a commercial storage site which was rated CASOA Gold and is integral to a large Caravan dealership. The owner came out of CASOA last year. SAGA referred the matter to their underwriter who declined cover because "there were no arrangements to inspect the van weekly". They would not discuss the point.
Obviously SAGA can insure or not insure as they wish but I explained that I believe this was a "decline" which I would have to disclose on future proposals. SAGA say it is not and that a "decline' is when cover is cancelled or withdrawn by the insurer". Perhaps this won't actually be a problem.
One for Wildwood I suspect.
BlueVanMan
Campervanner