DavidKlyne replied on 08/03/2021 17:04
Posted on 08/03/2021 17:04
My CMC insurance renewal came through a few days ago. Perfectly reasonable quote, only a few pounds more than last year. Previously I have tended to pay premiums by monthly installments but I realise this is an expensive option so this year decided to save £50 and pay in one go. So far so good! I have decided to change the wheels on the motorhome to alloys (my model year just missed out on them being standard fitment) I realised that I would have to inform the insurance as its a modification from the there original. What I didn't bargain for was it costing me £50 extra premium!!! So out of the window goes my monthly payments saving! I decided to ring round a couple of other options. I know many speak highly of Comfort so I tried there first. No problem with the wheels being change, they don't charge any extra. Quote came out at about £25 lower than the CMC revised quote but I didn't check if that included legal protection? Very nice people on the phone. Second call was to the C&CC. Initially gave up after 15 minutes of holding thinking I would try later. Waited until the afternoon and after 25 minutes someone answered the phone! Their Quote over £120 more expensive. Back to CMC, who picked up almost immediately. They are going to check if there is any room to meet the Comfort quote and they are also going to check on a slightly lower valuation as the van is now two years old. I remember once asking my car insurer if there was any room for lowering the premium and she said do you realise your car is still insured for what you paid for it? Given that it was now worth substantially less it provided a reasonable reduction. Probably something we often overlook when buying insurance? Different if its a new for old policy. So that is how I have spent my day today!
David
DavidKlyne
Motorhomer