DavidKlyne replied on 23/05/2018 21:42
Posted on 23/05/2018 21:42
Just come across this information from the Department of Transport which was updated 10th May 2018. Not sure if it is of any use.
David
A-Frames
15 replies
Tinwheeler replied on 27/05/2018 10:28
Posted on 27/05/2018 10:00 by RandomcamperI often wonder how the conversation goes when you try to get insurance for an A frame modified tow car......
I imagine the conversation goes as follows.....
"Hello, yes, some little company in an industrial unit has bolted a girder across the front and fixed a couple of towing eyes to it, right by the crumple zones & airbag sensors. They have then faffed around with the brakes to make them sort of work when I'm towing it.....Is that OK...?"
"Yes sir, thats fine, we are perfectly happy to insure you at no extra cost."
Make's you wonder if insurance companies even understand what an A frame is.....
Well, either that or they aren't being told the full story......
Posted on 27/05/2018 10:28
And you know what would probably happen in the event of a claim.
“That’s a modified vehicle, sir/madam, and you are obliged to tell us of modifications to your car. You might well have told us it was being towed on an A-frame but surely you meant it was loaded on to a type of trailer? You should have explained in detail and supplied photographs so we could triple your premium. Claim rejected.”
1 person likes this
EmilysDad replied on 27/05/2018 10:30
Posted on 27/05/2018 09:42 by LutzIt's not only the crumple zones that are affected, but also the sensors that deploy the airbags are usually located right behind the bumper. Any bracketry that may be fitted on the car's underbody structure to attach the A-frame could affect the sensors' performance in the event of a head on crash. Remember, it's a matter of milliseconds that count to ensure timely deployment of the airbags.
Rocky 2 buckets replied on 27/05/2018 11:59
Posted on 27/05/2018 10:00 by RandomcamperI often wonder how the conversation goes when you try to get insurance for an A frame modified tow car......
I imagine the conversation goes as follows.....
"Hello, yes, some little company in an industrial unit has bolted a girder across the front and fixed a couple of towing eyes to it, right by the crumple zones & airbag sensors. They have then faffed around with the brakes to make them sort of work when I'm towing it.....Is that OK...?"
"Yes sir, thats fine, we are perfectly happy to insure you at no extra cost."
Make's you wonder if insurance companies even understand what an A frame is.....
Well, either that or they aren't being told the full story......
Posted on 27/05/2018 11:59
Or. . . .They(insurers) know if anyone alters anything that they should’ve informed the insurers about the conversation would end up with-‘no sir, I’m sorry but your insurance is null & void’, the potential enormous costs ending at the door of the supposed insured☹️
Sorry Tinny I posted without checking the next page😨. That is an excellent post btw👍🏻😊
1 person likes this
Tinwheeler replied on 27/05/2018 13:03
Posted on 27/05/2018 11:59 by Rocky 2 bucketsOr. . . .They(insurers) know if anyone alters anything that they should’ve informed the insurers about the conversation would end up with-‘no sir, I’m sorry but your insurance is null & void’, the potential enormous costs ending at the door of the supposed insured☹️
Sorry Tinny I posted without checking the next page😨. That is an excellent post btw👍🏻😊
peedee replied on 28/05/2018 08:13
Posted on 28/05/2018 08:13
Some of us are past caring about all the red tape and accept the personal risk as long as third parties are covered. My motorhome insurer also covers my toad on the same policy but as stated above I have wondered if they fully understand the implications when you advise them the car is fitted with a towing bracket for towing behind a motorhome.
peedee
DavidKlyne
Motorhomer