Downplating

I have never heard of any such restriction applied by insurances, although some apparently require the plated laden weight of the caravan to be less than the kerbweight of the towcar, although it beats me where they get the kerbweight figure from because it's not documented anywhere.

One cannot privately change the weight plate on a caravan. If the caravan was manufactured after 2014 the manufacturer would have to confirm that the lower laden weight is covered in his type approval documentation and only the manufacturer can issue a new plate.

Many thanks for your response, I’m afraid it’s social media I got that from, but there is so much misinformation on it, I thought I should ask here. 

Im a bit of a worrier by nature. I check and double check so in theory I’m sure I’m much safer at towing than some who wing it. 

You have put my mind at ease, our caravan is well under our kerb weight, no problem there. With a train weight of 2.1t it’s a very small set up compared to most, and being new to caravanning and towing I’m glad of it.