Posted on 02/08/2016 13:21
Hi,
Question as title : I am trying to find a firm who will insure a caravan while I stay in it during a contract. All the ones I've tried will only accept holiday use.
Anyone else been down this road and found an insurer happy to underwrite live-in use of a caravan ?
Thanks,
Boo
Posted on 02/08/2016 15:16
Rather a strange question to ask , I'm sure you're aware that probably , at a guess 99.99% of members of this club use their Caravans / Motor Home for leisure purposes , as is the use of CC sites which do have time limited stays .
And as a matter of course the insurance cover members use reflects the fact that our units aren't in continuous use.
Being a CC member , I'm sure you're aware of these site terms & conditions.
Posted on 02/08/2016 19:22
Here are some thoughts:
Will you actually be working in the Caravan?
Or
Will you be leaving the caravan and going off to do your shift then returning to it during your free leisure time before returning to work again?.
Will this be a temporary or permanent arrangement?
Depending on the answers to these questions, I think you would be legitimately covered by any insurance that indicates ‘use for leisure purposes’.
Posted on 03/08/2016 19:22
Here are some thoughts:
Will you actually be working in the Caravan?
Or
Will you be leaving the caravan and going off to do your shift then returning to it during your free leisure time before returning to work again?.
Will this be a temporary or permanent arrangement?
Depending on the answers to these questions, I think you would be legitimately covered by any insurance that indicates ‘use for leisure purposes’.
Pretty much my view as well. When I was much younger I occasionally took the family away even though I might be working part of the time. It was not a place of my work but a place of my liesure.
It is very unlikely in any event that it would be a problem unless you make it one.
Boo2