Club Caravan Insurance

Checked out C&CC insurance quote. 

CC - £245

C&CC - with same protected no claims protection and legal aid £247

With C&CC I have to use tow hitch lock at home. Presently don't but one on the side in the garage so happy to use at home. C&CC says 'free' 500 contents included. I don't presently insure contents and never have. Over the last, nearly 40 years, I have happily underwritten these myself.

I have a while until renewal but C&CC will certainly be on my list - would not have been before. If they are as close they will get my business. 

I think that the caravan club have made a P poor job of introducing change here .... no surprise really as they do seem, to me, to need far better PR with members. The name changes a while ago were fine by me - the PR hype stunl IMO

OOOps. Prices above were wrong. Being idle I took info from my profile to 273 check how much I was paying. In doing so I was reviewing a renewal quote not the amount for actual insurance.

I removed the tracker from my policy before renewing.

Therefore Caravan and Motorhome - £273

C&CC quote £247 so £26 cheaper

Ever since I bought my first new van in 1991 I've been covered by Caravan Guard. Of course in those pre internet days it helped that CG were ,and still are, based in Halifax where I lived at the time, so I could just pop down to their office and talk to them face to face.

In about 1995 I managed to clonk the gatepost at the end of my drive with my almost new ABI Jubilee. The van needed a complete new offside at a cost of not far short of £1000. CG paid up with no quibble and I've stuck with them since.

From time to time I have got a quote from the Club for insurance but each time it has been far in excess of what CG's renewal price was.

I've recently swapped my MH insurance to CG from Saga.

Our experience of Caravan Guard about 10 - 12 years ago has been the total opposite although we have never claimed.  A very rude person when we had a query regarding our policy.

About 6 years ago we decided to give them another go and because the total value including contents of the caravan exceeded £30k, they refused to offer insurance so have never bothered with them again.

I always have in my mind what happened when we had our van stolen some years ago. Someone else had their caravan stolen at the same time from the same storeage - he was next door to us.  We were insured with the Club, he was insured elsewhere.  Coincidentally the Club's insurance and the insurance company of this other person engaged the same assessor.  The other chap told me that the assessor was coming to speak to him, take photos etc.  I rang the assessor and asked if he would like to see me at the same time to save a double journey.  His reply was that he didn't need to see me at all - different requirements of different insurance companies.  The other chap ended up by having a 3 hour interview and had to fight his corner for every element if the claim.  Mine went through without any hastle at all.  In fact, everyone was so efficient, helpful and sympathetic.

Now, there may well have been other factors involved - I've absolutely no idea.  But my experience on this occasion has meant that I have insured the caravan with the Club ever since.  They did insist that we changed our storeage facility, (which we did,) but we do live in the Bermuda triangle for caravans - with easy getaway routes to anywhere - access to the M42, and therefore the getaway route could easily be towards the M1 M5, M6 or M6toll.

David

I shop around every year but no one has ever beaten the CC&C for cover and premium.

That has also been my experience, but it won't stop me shopping around at the next renewal time. 

We have claimed twice via cc insurance,once when i backed the caravan we had at the time into an "invisible" concrete post, and a complete rear panel was needed all done within a month,and when an awning was destroyed,during a storm while on holiday in Kent,a new awning arrived by courier the day, after i contacted the club insurance,(two days in all)so i am sticking  ,at the moment with what has been first class  

For me, it's not just about the most competitive price, but is also to do with the level of cover and the way the claim is processed.  I guess the problem is that you don't know about the process of claiming unless you are unfortunate enough to have to go through the process.  This is why I stick with the Club - I've claimed before and was extremely happy .

David