Posted on 22/01/2016 18:27
We have been faithful customers buying CC caravan insurance for the last 8 years. We are now told, that because we have a 'foreign' but recognised (Adria) over 7 mtrs we cannot insure our caravan any more. Why? Anyone else had this problem with a caravan that meets every criteria for insuarence , as long as it it not 'Foriegn' ? The stress levels this has caused is exceptional. Seems to be a complete nonsense
Posted on 22/01/2016 18:35
Whilst understanding the benefits of insurance is it not time, at 8 years old, that the value of the caravan has dropped to the extent that it is no longer worthwhile insuring it?
Just check that your car insurance covers any 'trailer' which , of course, would include a caravan.
Just a thought - one that I have practised.
Posted on 22/01/2016 19:23
Whilst understanding the benefits of insurance is it not time, at 8 years old, that the value of the caravan has dropped to the extent that it is no longer worthwhile insuring it?
Just check that your car insurance covers any 'trailer' which , of course, would include a caravan.
Just a thought - one that I have practised.
Your car insurance covers the caravan for third party risks only when towing. On site or in store if you have no caravan policy you have no cover.
Without a caravan policy you have no cover for third party claims when unhitched although the risk is small claims can be huge.
Given premiums are based on the caravan value I would have thought that even at eight years policies are worthwhile but it is a matter of personal opinion. The club will however give you replacement as new at that age so might be worth considering although premiums are based on replacement cost.
Posted on 22/01/2016 20:59
The caravan is ONE YEAR old, meets all the requisites of the British Caravanning codes, yet, is not classed as insurable through the caravan club. If we were not so penalised for having a twin axle caravan, both here and abroad (could be travelers!) we probably would not have changed.
to answer comments so far, I would not dream of risking my investment in a caravan either by not insuring or annual servicing both of which I think should be mandatory!
Posted on 22/01/2016 21:08
Did you ring them to discuss? Is it a lack of security on the van?
I just tried a quote for an Adria with a new price of £24000, having no idea of the value, ticking all the security devices like we have on our twin axle (Sterling Searcher), but not Gold Storage, and it gave me a quote. (around £380)
Did not even ask the model, which I thought strange, just the make.
Posted on 22/01/2016 21:11
Whilst understanding the benefits of insurance is it not time, at 8 years old, that the value of the caravan has dropped to the extent that it is no longer worthwhile insuring it?
Just check that your car insurance covers any 'trailer' which , of course, would include a caravan.
Just a thought - one that I have practised.
That would very much depend on the van!
Ours is 8 years old, but still worth £10k+ , no way would I risk losing that.
Posted on 22/01/2016 21:18
Artyboo.....what has 7m got to do with things?
No van over 7m BODY LENGTH can be towed with a regular car/4x4 in UK, so it cannot be over 7m if it complies with UK rules.
The shipping length is 8.02, not a problem, ours is 7.95. You just have a slightly longer drawbar.
Posted on 27/01/2016 15:44
We have been faithful customers buying CC caravan insurance for the last 8 years. We are now told, that because we have a 'foreign' but recognised (Adria) over 7 mtrs we cannot insure our caravan any more. Why? Anyone else had this problem with a caravan that meets every criteria for insuarence , as long as it it not 'Foriegn' ? The stress levels this has caused is exceptional. Seems to be a complete nonsense
artyboo
I believe my colleague has contacted you this afternon and this has been resolved. We can cover your caravan and we apologise for the inconvenience caused.
artyboo
Motorhomer