Caravan Insurance gone up again

I very much doubt your 99% figure, MS, but even if correct, not using a van does not prevent it being stolen, broken into, vandalised etc and all of those are events covered by insurance. In the case of caravans, I think there is some justification for saying not using it is a higher insurance risk than using it.

Whilst our use was substantially down last year, we did use our MH for 30 nights away, plus odd day trips to keep the oily bits happy when allowed. Judging by the number on sites ( both MH and caravan) many were out and about. Given the high demand for both MH’s and caravans I am sure thefts must be up.

We managed 41 nights last year despite the constraints of Covid. This year looks like it could be about 60-70 which is probably as much as we can fit in anyway. In normal times that might drop back to around 45-50 if we go on a cruise.

My CAMC insurance has gone up this year - can't  remember by how much off hand. (We pay monthly so, it's less noticable).  The main reason for our increase is that our caravan is now 5 years old.  With the CAMC you are covered 'New for Old' should you need to claim a total loss.  After 5 years, in order to get 'New for Old' cover, you need to move to the 'Super Policy', which, of course, is more expensive...

David

David. As you probably know, you cannot buy caravan insurance from CAMC. 

Mine through CAMC actually went down this year ..... by 64p