Caravan Club Non Insurance Policy

Posted on 12/11/2019 18:57 by

The new policy starts when the other ends what did you think ?

Posted on 12/11/2019 19:08 by

Although David is much to wise to have fallen into a trap like that in this case it would make no difference as one is not an insurance.  Clearly you still have not grasped the difference.  

Posted on 12/11/2019 19:31 by Cornersteady

so each one would pay out the full amount on the same claim? I'll bow to your superior 'legal' knowledge but that sounds too good to be true?

Posted on 12/11/2019 19:09 by Cornersteady

as you didn't make it clear at all (you posted it cost me more not will cost me more) I thought you had two running at one time, not a good idea, just a warning David. 

Again no need to be insulting about my ex profession, but I suppose it makes you happy so carry on

Posted on 12/11/2019 19:51 by

If your have more than one insurance product covering the same thing you are normally obliged to declare the situation to all the insurers and they may share the payout pro rata.  CC Ltd cover is not an insurance and may not be declared as such.  Whether or not CC Ltd would want to know if you also had insurance covering the same thing I can't say.  However, based on past personal experience I suspect they would and would use their discretion to reduce their liability / payout.   

Posted on 12/11/2019 20:04 by

You got it wrong again, not having a good day with your point scoring

Posted on 12/11/2019 20:12 by Cornersteady

I don't point score David, I merely state facts, are you saying you did not write:  

I now have insurance with SAGA its cost me £60 more than club "cover"

I now have is the present tense, not future. It does not grammatically agree with your:  The new policy starts when the other ends.

So you see I can only go by what you write, nothing to do with point scoring.

 

The past present and future all met in a pub, it was very tense

 

I hope you take note of the above post though.

Posted on 12/11/2019 20:18 by huskydog

Could I make a suggestion, that in future all posts are sent to Corners to proofread , they way it would stop any ambiguity with any post being misinterpreted 

Posted on 12/11/2019 20:18 by

I am afraid you hope in vain.  You pick over posts in the hope of finding a grammatical error  no matter how slight (or invented) and try to put out  another of your patronizing lectures, well you are wasting your time with me.