Caravan Club Non Insurance Policy
757 replies
replied on 06/11/2019 17:53
Posted on 06/11/2019 17:33 by WherenextDid you know that you can delay effecting the overseas cover on Saga Caravan policy until you need it thereby only paying a pro-rata rate for it?
Saga do just act as a broker but have claims settlement authority. Plus they will pay for repatriation costs, up to a limit, for the caravan from abroad if it suffers accidental damage, something the CCs policy never did (don't know if that is still the case).
Wherenext replied on 07/11/2019 15:14
davetommo replied on 07/11/2019 18:45
replied on 07/11/2019 19:40
Posted on 07/11/2019 18:45 by davetommoIf you take out mayday you will notice that is breakdown cover. Does anyone have problems with them coming out when they breakdown.
Posted on 07/11/2019 19:40
Totally different scenario Dave. Years ago I took legal action against an insurance company. They paid up before the court case. I would have felt less comfortable taking court action based on a document that says (paraphrasing for brevity ) ' we may pay out but totally at our discretion'. I would be far happier if they substituted 'will' for may' rater than other way round. I would not expect to have to take legal action to obtain a satisfactory pay out but then I didn't expect that previously!
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davetommo replied on 07/11/2019 19:45
thebells replied on 08/11/2019 18:30
Posted on 02/11/2019 20:37 by eurortravellerLong ago a gentleman on here with experience in the world of insurance told me only to look at car and caravan insurances which had a five star Defaqto rating - because all the lesser ones had some shortfall or other in the cover they provide.
If you look at the Defaqto website there are 12 companies with that five star rating for Caravan insurance, so you might choose one of those as I did.
Surfer replied on 09/11/2019 09:03
Posted on 08/11/2019 18:30 by thebellsThank you for your suggestion. I have just went ahead and renewed with one of those 5* companies! I chose LV and was very surprised and pleased by their quote😊
Posted on 09/11/2019 09:03
Perhaps the CC need to wake up an realise that many members are not happy with their in house Caravan Cover. IMHO it is as bad as the rebranding and buying Allan Rogers!
The question is why do they never consult members about changes that they are considering?
replied on 09/11/2019 09:13
Cornersteady replied on 09/11/2019 09:25
Posted on 09/11/2019 09:03 by SurferPerhaps the CC need to wake up an realise that many members are not happy with their in house Caravan Cover. IMHO it is as bad as the rebranding and buying Allan Rogers!
The question is why do they never consult members about changes that they are considering?
Posted on 09/11/2019 09:25
...many members are not happy...
Just wondering how you can say that? Do you have insider information?
All you can possibly say is that there are unhappy members posting on CT, unless you really do have some inside information you're not sharing?
Taking the (haven't counted) 10 to 20 (?) posters on here and taking that to many members is a little fanciful?
I am am sure that the club will keep a careful eye on how popular and profitable its cover is and base (as always) its course of action based on reality not which is posted on here?
And of course many members may not even have the club's cover anyway.