Does Insurance exclude Rallies ?

bill replied on 24/03/2022 11:25

Posted on 24/03/2022 11:25

I have just insured my, new to me motorhome, through Devitt Insurance Services and underwritten by AXA as recommended by the CAMC and notice amongst the 'Exclusions' is Rallies.  Are these rallies as I know them or something different ?   Many thanks.   Bill

bill replied on 24/03/2022 14:57

Posted on 24/03/2022 14:33 by GTrimmer

I feel certain that they mean this- https://en.wikipedia.org/wiki/Rallying

Not gatherings of like minded people for social purposes, like caravan club / center rallies.

Posted on 24/03/2022 14:57

I hope that you are right.  I spoke with Devitt Insurance Services early today and they haven't got a clue !  It would be nice to get a response from the CAMC in writing.    Bill

DaveCyn replied on 24/03/2022 16:33

Posted on 24/03/2022 14:57 by bill

I hope that you are right.  I spoke with Devitt Insurance Services early today and they haven't got a clue !  It would be nice to get a response from the CAMC in writing.    Bill

Posted on 24/03/2022 16:33

I wouldn't hold my breath waiting for that to happen!

allanandjean replied on 24/03/2022 17:37

Posted on 24/03/2022 17:37

 Bill, It is likely the usual 'no racing or rallying' however, if you are expecting a response from the club, in regards to insurance taken with another provider, I suspect you may be disappointed.

Why would the club know what Devitts mean by 'rallies', especially as they don't appear to know themselves?!!

ABM replied on 24/03/2022 22:23

Posted on 24/03/2022 22:23

Bill, it's a bit late tonight, but, when the world awakes RING the Club & ask again  ~~ much more likely to get the correct answers (  Well I hope so any way  undecidedwink )

bill replied on 25/03/2022 08:36

Posted on 24/03/2022 22:23 by ABM

Bill, it's a bit late tonight, but, when the world awakes RING the Club & ask again  ~~ much more likely to get the correct answers (  Well I hope so any way  undecidedwink )

Posted on 25/03/2022 08:36

The clubs advice was to ring Devitt Insurance Services which I did and they didn't have a clue.  They have subsequently rung be back and said that if the event is organised by the CAMC then I am covered which is not the answer I wanted.  I think that they should redefine the word 'rallies' to say 'off road motor sport rallying' or words to that effect.

bill replied on 25/03/2022 10:22

Posted on 25/03/2022 08:32 by Burgundy

Try ringing AXA, they’re the ones issuing the cover.

Posted on 25/03/2022 10:22

I have spoken to the issuing broker for AXA Devitt Insurance Services and as a customer my contract is with them.  Bill. 

Lutz replied on 31/03/2022 10:16

Posted on 31/03/2022 10:16

Never try to clarify anything like that over the phone. Always demand a written reply so that you have something in hand and set them a date by which you expect to hear from them, but give them a reasonable amount of time to react. I'd say two weeks is realistic.

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