You’re not required by law to have caravan cover or caravan insurance, but our Caravan Cover is designed to protect your caravan as an alternative to caravan insurance and is run exclusively by the Club for its members. It’s there to protect your investment in case it’s damaged, whether towing, in storage or just parked on site, as well as in case of theft.

It can also provide New for Old or Market Value cover, depending on the age of the caravan and level of cover. For more information, visit our Do I need Caravan Cover? page.

As we are a membership organisation, and caravan insurance or cover is not a legal requirement, we have been able to establish a product just for our members where all aspects of cover are dealt with by the Club. We provide Caravan Cover on a discretionary basis which means our Board has full discretion over whether to agree to pay claims and the amounts to be paid. They may also agree to pay claims outside the terms and conditions of the cover if they feel the circumstances justify it. It is not a contract of insurance. For more information, visit our Caravan Cover vs Caravan Insurance page.

Our claims handling administration service is provided by a third party, in a similar way to many caravan insurance providers. The key difference is that the Club provides guidance and support on claims management and has full discretion over whether to pay a claim and the amount to be paid. For more information, please visit our Claims guidance page.