Car insurance

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Car Insurance

Designed for your touring lifestyle

Surprisingly competitive Car Insurance

Our Car Insurance is provided for the benefit of our members. Unlike many other car insurance providers, you are automatically insured to drive your car abroad, in the EU and associated countries, for up to 270 days a year. Our partner broker, Devitt Insurance Services, use a panel of insurers to get you the best price they can for the cover you need.

If you're not a member, join today from just £66.

Our Members’ Car Insurance reviews

 

Service you can trust

Camping equipment is covered

Up to £500 of equipment covered even in your car or caravan

Designed for Tourers

Tow bars are automatically included so there's no need to declare them as a modification

The Club that really cares

Loved by members which is why 8 out of 10 renew with us*

Awnings covered

Included even when put up alongside your car or caravan

Benefits of insuring your car with us

Benefit

Details

Temporary replacement vehicle

When yours is being repaired at an Approved Repairer and subject to availability (comprehensive policies only)

Full policy cover for all journeys to the EU

Up to 270 days Full Policy Cover when you tour the EU and associated countries

Legal Liability cover

Includes your caravan whether or not it is attached to your car

Personal effects and camping equipment

Up to £500 in your car or caravan

Awnings cover included

Included as personal effects even when erected alongside your car or caravan

Full cover at the Club's events

Policy cover for all Caravan and Motorhome Club organised events

Optional uninsured loss recovery service

Provides assistance following a non-fault accident, including legal expenses insurance up to £100,000 and a 24-hour telephone helpline to give you and your family advice and assistance on any personal legal matter

No Claims Discount transfers

We will normally match the discount you have earned on another vehicle

New for old

If you've owned your car from new and it's written off within 12 months of purchase, we'll replace it with a new one

Save 10% on Car Insurance with Towcar of the Year

If you own any of the category winners in our Towcar of the Year competition since 2014, you can save 10% on our Car Insurance.

GET A QUOTE

Terms and conditions apply**

Car Insurance

Switch to us and save

Send us proof of a current renewal invitation from your existing car insurer and we’ll beat it by at least £25.

GET A QUOTE

Prefer to get a quote by phone? Call us today on 01342 488 377

Terms and conditions apply***

More of our insurance and cover products

Caravan Cover

Caravan Cover

Rated Excellent by our members on Trustpilot
Mayday

MAYDAY

UK Breakdown Cover
Red Pennant

Red Pennant

European Breakdown and Travel Insurance
Motorhome Insurance

Motorhome Insurance

5 Star rating with Defaqto
Campervan Insurance

Campervan Insurance

5 Star rating with Defaqto
Home Insurance

Home Insurance

Designed with our touring members in mind
Motorcycle Insurance

Motorcycle Insurance

Insure popular types of motorcycles
Bikmo cycle insurance

Cycle and E-bike Insurance

Enhanced cover from Bikmo

Caravan and Motorhome Club’s Car Insurance is arranged for the Club by Devitt Insurance Services Limited. Caravan and Motorhome Club is a trading name of The Caravan Club Limited which is authorised and regulated by the Financial Conduct Authority for general insurance and credit activities

* Based on renewal data supplied by Devitt Insurance Services for the period 1 January to 31 December 2024 (84.6% overall).

**Discount applies to all Towcar of the Year category winners from and including 2014 (excluding pickups), and is applied automatically at point of purchase or at renewal, either online or over the phone. No retrospective discounts in the form of refunds will be given for previous policies on vehicles in these categories. Some vehicles in the same model range as the winners may not qualify for this discount due to specification and performance.

***Send us proof of a current renewal invitation (including details of cover and price) from your existing insurer/broker, and we’ll beat it by at least £25. Offer only applies when switching to the Club, is subject to insurers’ acceptance of the risk and cover being arranged on a like-for-like basis. Terms and conditions and excesses may vary from your current insurer and optional extras (such as Breakdown and Legal Expenses cover) are excluded. Future renewal prices will always be less or the same as an equivalent new business price.

A copy of the policy wording, including the limitations and exclusions that apply, is available online here and upon request.